CHOICE Payout Engine
Through the PayDayPortal app, your employees choose how and when they get paid — pulling their daily earnings in real time to their bank, debit card, PayCard, or a reloadable Visa card, with no disruption to your tip distributions or payroll.
Five payout methods — employee choice
PayCard
Loaded onto their pay card from a supported pay-card provider (11 providers).
Cash
Taken as cash where the location offers it.
Direct to Bank
Paid straight to a checking or savings account via routing & account number.
Visa Direct – ATM
Pushed in real time to an eligible debit card via Visa Direct, with ATM cash access.
Payroll Push
Left to pay out on the usual next scheduled payroll cycle — no action needed.
After your business date is approved and closed, each employee's eligible earnings appear in the PayDayPortal mobile app. When an employee requests a payout, the transfer is made in real time to their chosen destination for a $0.99 convenience fee — about one-third the cost of an ATM fee or the same-day bank transfer other paycard companies charge. Any funds they don't request are paid as expected on the usual next scheduled payroll cycle, and you receive a daily reconciliation report for all paid-out earnings.
Why operators offer CHOICE
Employees Choose
Your team picks both their payout frequency and where the money lands — daily, or whenever they need it.
Hands-Off for Operators
No physical card plastics to issue and no inventory to maintain. It runs in the background for managers and operators.
Stacks With Any Method
Can be offered in combination with another payout method — it adds an option, it doesn't replace one.
Offered at no cost to you as the employer, daily real-time pay gives employees the flexibility to manage daily and unexpected expenses — and we've observed significant improvements in job satisfaction, lower turnover, and a more effective way to recruit and secure top talent.
The Partners Powering CHOICE
Pay Card and digital wallet partners that move your team's earnings the moment they request a payout.
